Chapter 12 - The Door Is Open Now

Chapter Goal: Close the main fraud case, sever the remaining financial ties, and let Aaron choose what family means afterward.
Micro-Turn: The loan is voided, accounts are frozen, and criminal and civil cases move forward, but Aaron refuses to rebuild the old system of rescue and dependence.
Planted Clue / Foreshadowing: A final packet contains an address Aaron does not recognize, proving the identity theft started before the current house and before Travis entered the family.
Cliffhanger Cut: Greg calls with one last discovery: the oldest application was submitted from an address tied to someone Aaron has trusted since childhood.
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